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Currently @ Ignosis Systems
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Darshan Gohel

Software Engineer  ·  Fintech  ·  Ahmedabad, India

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I build the systems that move money — scalable fintech infrastructure processing 100K+ daily transactions, ONDC commerce platforms, and AI-augmented engineering pipelines that make teams ship 40% faster.

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Years Experience
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Daily Tx Handled
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Productivity Boost
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Fintech Startups
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Who I Am

Engineering Fintech
at Scale

From multi-tenant financial infrastructure to ONDC commerce — turning complex domain problems into production-grade software.

I'm a results-driven software engineer with 3.5+ years of hands-on experience building and scaling systems inside India's fast-moving fintech ecosystem. I've shipped code that processes 100K+ daily financial transactions, and I hold myself to a bar where reliability, performance, and clean architecture aren't optional.

I specialise in Java, Spring Boot, React, and AWS — and I've been one of the earliest engineers in my teams to deeply integrate AI-powered development workflows using Claude and ChatGPT, cutting delivery timelines by 40% and measurably boosting team productivity.

I thrive at the intersection of backend engineering, product thinking, and system design — translating ambiguous financial requirements into elegant, scalable solutions that compound in value over time.

B.E. Computer EngineeringDharmsinh Desai University, Nadiad · 2017–2021
Ahmedabad, Gujarat, IndiaOpen to remote & hybrid opportunities
AI-First EngineerClaude · ChatGPT · Prompt Engineering · Anthropic
ONDC Protocol ExpertBuilt a full Buyer App from architecture to prod
Fintech Domain ExpertAccount Aggregator · PFM · Payments · Lending
How I Think

Engineering Philosophy

The principles that guide every system I design, every PR I raise, every architecture decision I own.

01

Understand the domain first

Code is the last thing I write. Before any implementation, I deeply understand the financial or business domain — because wrong assumptions at this stage compound into expensive bugs.

02

Ship fast, never blind

Speed matters in startups, but never at the cost of observability. Every system I build ships with monitoring, alerting, and the ability to debug at 3am without guesswork.

03

AI amplifies, not replaces

I use AI tools aggressively — but always as a multiplier for my thinking, not a substitute. I own every line of code, every design decision, every tradeoff.

04

Simplicity is a feature

The best architecture is the one your team can maintain confidently at scale. I actively resist unnecessary complexity and refactor toward clarity, not away from it.

Domain Knowledge

Deep Fintech Expertise

Not just a coder — a fintech engineer who understands the regulatory, business, and technical layers of India's financial stack.

Account Aggregator Ecosystem

Designed RESTful APIs for the RBI-regulated AA framework — enabling consent-based financial data sharing across FIPs and FIUs for PFM tools.

AA FrameworkRBI RegulationsConsent FlowFIP/FIU

ONDC Protocol

Architected and built a full ONDC Buyer App from scratch — handling order lifecycle, payment flows, provider discovery, and logistics integration.

Open CommerceBeckn ProtocolOrder ManagementMulti-provider

Personal Finance Management

Built PFM tooling for categorisation, cashflow analysis, and financial health scoring — integrating with banking data sources via AA and direct feeds.

CategorisationCashflow AnalysisCredit ScoringFinancial Health

AI-Augmented Engineering

Pioneered internal AI tooling workflows using Claude and ChatGPT — from automated code review to spec-to-implementation pipelines that cut delivery by 40%.

Prompt EngineeringClaude APIDev AutomationLLM Integration

Bank Statement Analytics

Built an intelligent bank statement parsing engine — automated extraction and classification that improved loan approval efficiency by 90%.

Statement ParsingML ClassificationLoan UnderwritingRisk Assessment

Multi-Tenant Fintech Systems

Built highly available multi-tenant financial infrastructure managing 100K+ daily data pulls — designed for fault tolerance, strict isolation, and horizontal scale.

Multi-TenancyHigh AvailabilityData IsolationHorizontal Scale
Tech Stack

Skills & Toolkit

Battle-tested across real fintech production environments — not tutorial projects.

Languages

Java · ExpertPythonJavaScriptTypeScriptSQL

Backend Frameworks

Spring BootSpring SecurityHibernateTemporalNginx

Frontend

ReactTypeScriptReduxHTML/CSSREST APIs

Cloud & DevOps

AWSEC2LambdaS3CI/CDDockerTerraform

Data & Caching

PostgreSQLMySQLRedisElasticsearchQuery Optimisation

AI & LLMs

ClaudeChatGPTAnthropic SDKPrompt EngineeringAI Integration

Monitoring & Observability

GrafanaPrometheusPerformance TuningAlerting

Architecture & Patterns

MicroservicesRESTSystem DesignMulti-TenancyEvent-Driven
Always Growing

Currently Exploring

Technology moves fast. Here's what I'm actively studying and building with right now.

LangChain & RAG PipelinesActive
Apache Kafka & Event StreamingActive
Advanced System Design at ScaleDeep Dive
AWS Solutions ArchitectStudying
LLM Fine-tuning & EmbeddingsExploring
Zero-Trust Security ArchitectureExploring
Go (Golang) for microservicesEarly
Featured Work

Projects That Shipped

Real systems, real scale, real impact — built and maintained in production fintech environments.

Live · Production
🛒

ONDC Buyer Application

Architect & Lead Engineer · Ignosis Systems

Full-stack ONDC Buyer App built from scratch on Beckn Protocol — provider discovery, cart management, multi-step order lifecycle, payments, and logistics. Fully production-deployed.

100%From scratch
BecknProtocol
LiveProduction
JavaSpring BootReactPostgreSQLAWSONDC
Live · 100K+ Daily
🏦

Multi-Tenant Financial Data Platform

Core Engineer · Ignosis Systems

Multi-tenant infrastructure managing 100K+ daily financial data pulls with strict tenant isolation. Integrated with Account Aggregator APIs for consent-based data access and PFM analytics at scale.

100K+Daily pulls
40%SQL speedup
20%Less downtime
JavaSpring BootPostgreSQLRedisAWS EC2AA APIs
AI-Powered
🤖

AI-Augmented Dev Workflow

Pioneered Internally · Ignosis Systems

Designed and evangelised internal AI tooling pipelines using Claude and ChatGPT — automated spec translation, code review, boilerplate generation, and docs. 60% productivity boost, 40% faster delivery.

60%Productivity ↑
40%Faster delivery
TeamWide adoption
Claude APIChatGPTPrompt EngineeringPythonAutomation
90% Faster
📄

Bank Statement Analytics Engine

Backend Engineer · Pirimid Technologies

Intelligent bank statement parsing module — automated extraction, transaction classification, and financial pattern detection. Reduced loan approval processing time by 90% through smart automation.

90%Faster approval
AutoExtraction
Real-timeProcessing
JavaSpring BootPostgreSQLML ClassificationREST APIs
Career

Professional Journey

3.5+ years shipping fintech products at India's high-growth startups.

Ignosis Systems Pvt Ltd
Apr 2022 – Present
Software Engineer · Full Stack · Fintech
  • Developed multi-tenant financial systems managing 100K+ daily data pulls with high availability and strict tenant isolation
  • Architected and built the ONDC Buyer App from scratch — full e-commerce solution following ONDC/Beckn protocol with order management, provider discovery, and payment flows
  • Pioneered AI-powered development workflows using Claude and ChatGPT — increased team productivity by 60%, reduced delivery timelines by 40%
  • Designed RESTful APIs for Account Aggregator and PFM tools enabling consent-based financial data access
  • Improved SQL query performance by 40% through targeted indexing, query rewriting, and schema redesign
  • Built observability stack with Grafana & Prometheus, reducing system downtime incidents by 20%
  • Led AWS cloud infrastructure deployments, cutting deployment time by 30% through automation
JavaSpring BootReactAWSPostgreSQLRedisGrafanaONDCAA APIs
Pirimid Technologies Pvt Ltd
Jun 2021 – Mar 2022
Backend Developer · Spring Boot / PostgreSQL
  • Built intelligent bank statement analytics module — automated extraction and classification reduced loan approval processing by 90%
  • Designed high-performance backend services with Spring Boot and PostgreSQL for real-time financial data processing and risk assessment
  • Redesigned corporate website architecture, driving a 50% increase in organic traffic and improving customer engagement
  • Provided technical leadership on backend and database troubleshooting across internal teams
JavaSpring BootPostgreSQLREST APIsAnalytics
Recognition

Achievements & Wins

Competitive programming, hackathons, and speaking on the record.

85th Global RankCodeChef July Lunchtime 2020
Winner — Coderage 2020DDU Inter-College Programming
24th Global RankCODEZEN 2.0 International Competition
CodeChef 4-StarPeak Rating: 1946 — Top global percentile
Conference SpeakerOpen Source Licensing — Tech Talk
Sahamati HackathonFinancial Data Aggregation Solutions
Get In Touch

Let's Build Something

Open to senior engineering roles, fintech projects, and AI/LLM collaboration opportunities.

Email
[email protected]
Phone / WhatsApp
+91 9974 700 761
Location
Ahmedabad, Gujarat · Open to remote

Send a Message

I respond within 24 hours — or ping me on WhatsApp directly.

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